88hba Terms & Conditions — User Agreement for Bangladesh Players

1. Acceptance of Terms

By accessing, registering with, or using the 88hba platform in any capacity, you confirm that you have read, understood, and agreed to be legally bound by these Terms and Conditions in their entirety. If you do not agree with any part of these terms, you must not use the 88hba platform.

88hba reserves the right to amend, modify, or update these Terms and Conditions at any time without prior notice. It is your responsibility to check this page periodically for changes. Your continued use of the 88hba platform following the posting of any changes constitutes your acceptance of those changes. The most current version of these terms will always be accessible on this page.

2. Eligibility and Account Registration

To register and maintain an account on the 88hba platform, you must satisfy all of the following eligibility criteria at all times:

• You are at least 21 years of age. Players under 21 are strictly prohibited from registering or using any part of the 88hba platform.
• You are registering as an individual acting on your own behalf and not as an agent, trustee, or representative of any third party.
• You have provided accurate, complete, and truthful information during the registration process. Providing false identity information is grounds for immediate account closure and forfeiture of any balance.
• You are not on any self-exclusion list maintained by 88hba, and you have not been excluded from gambling services for problem gambling reasons by any operator.
• You are not an employee, contractor, or close associate of 88hba or any of its software and services providers whose involvement creates a conflict of interest.

3. Account Management and Security

Each player may hold only one registered account on the 88hba platform. If 88hba discovers that a player holds more than one account, all duplicate accounts will be closed and any balances held in duplicate accounts may be forfeited. Attempting to circumvent this rule by registering under a different name, phone number, or device is a material breach of these terms.

You are solely responsible for maintaining the confidentiality of your account login credentials including your username and password. You must not share these credentials with any other person. 88hba will not be liable for any losses resulting from unauthorised access to your account that arises from your failure to adequately protect your login details. If you suspect that your account has been compromised, you should contact 88hba support immediately through the platform's live chat.

4. Deposits and Withdrawals

All financial transactions on the 88hba platform are conducted in Bangladeshi Taka (BDT). Deposits are accepted through the approved payment channels listed below. 88hba does not accept cash deposits, bank wire transfers to foreign accounts, or cryptocurrency payments.

• bKash — deposits credit to your 88hba account balance instantly upon confirmation of the mobile banking transaction.
• Nagad — deposits credit instantly. Nagad is the second primary payment channel supported on the 88hba platform.
• Rocket — deposits via Dutch-Bangla Bank's Rocket mobile banking service are credited upon transaction confirmation.
• Upay — deposits via Upay are processed through the same domestic payment infrastructure and credit to the account instantly.

Withdrawal requests are processed to the same payment channel used for the most recent deposit where possible. 88hba reserves the right to request identity verification (KYC) documentation before processing any withdrawal. If KYC documentation is requested, processing of the withdrawal will be placed on hold until the documentation is received and reviewed. 88hba is committed to processing approved withdrawals promptly through domestic payment channels so that funds reach the player's mobile wallet without undue delay.

5. Bonuses and Promotions

88hba may from time to time offer bonuses, free bets, free spins, cashback offers, reload bonuses, and other promotional incentives to eligible players. All bonuses and promotions are subject to specific terms and conditions that are published at the time the offer is made available. Players are responsible for reading and understanding the applicable bonus terms before activating any promotion.

General conditions that apply to all bonuses unless the specific promotion's terms state otherwise:

• Bonuses are credited in BDT and are subject to a wagering requirement (rollover) before any winnings derived from bonus funds can be withdrawn. The applicable rollover multiple is stated in each promotion's terms.
• Only one bonus may be active on your account at any one time unless the specific promotion's terms expressly permit stacking.
• 88hba reserves the right to withdraw a bonus offer, cancel a bonus credited to an account, or recalculate the qualifying wagering amount at any time if it reasonably suspects bonus abuse, collusion, or any other breach of these terms.
• Bonuses may not be transferred between accounts or converted to cash without first satisfying the applicable wagering requirement in full.

6. Responsible Gaming

88hba is committed to promoting responsible gaming. Every player account on the 88hba platform includes access to deposit limits, loss limits, session time controls, cooling-off periods, and self-exclusion. These tools are available directly within the account settings. 88hba takes its duty of care towards players seriously and encourages all players to use these tools to keep their gaming activity enjoyable and within comfortable financial boundaries. Players who feel that gambling is having a negative impact on their lives are encouraged to visit the 88hba Responsible Gaming page and to make use of the self-exclusion facility without delay.

In accordance with our commitment to player protection, 88hba strictly prohibits access to the platform by persons under the age of 21. 88hba may at any time require a player to provide proof of age documentation. If a player is found to be under 21, their account will be closed immediately, all winnings will be voided, and any deposit balance will be returned to the payment source used for the deposit.

7. Prohibited Activities

The following activities are strictly prohibited on the 88hba platform. A finding that a player has engaged in any prohibited activity will result in immediate account suspension or closure, forfeiture of all balances, and where applicable, referral to relevant authorities:

• Using software tools, bots, automated systems, or artificial intelligence to gain an unfair advantage in any game or betting market available on the 88hba platform.
• Colluding with other players to manipulate game outcomes, share hole-card information in poker or other card games, or engage in any form of match-fixing in sports betting markets.
• Using the 88hba platform for any money laundering activity, including depositing funds derived from illegal sources or using the platform to obscure the origin of funds.
• Registering or using an account under a false identity, using another person's payment details without their explicit consent, or otherwise misrepresenting your identity to 88hba.

88hba employs monitoring systems to detect prohibited activity including bot usage, multi-accounting, and collusion. Players who are found to have engaged in prohibited activity have no right of appeal against account closure or balance forfeiture arising from that activity.

8. Intellectual Property

All content on the 88hba platform — including but not limited to software code, game interfaces, graphics, text, logos, icons, audio files, and the overall look and feel of the platform — is the intellectual property of 88hba or its licensed content providers and is protected by applicable intellectual property law. You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the 88hba platform for personal, non-commercial gaming purposes only.

You may not copy, reproduce, distribute, publish, display, modify, create derivative works from, or otherwise exploit any content on the 88hba platform without the prior written consent of 88hba. Unauthorised use of 88hba's intellectual property will be pursued to the fullest extent permitted by law.

9. Limitation of Liability

To the fullest extent permitted by applicable law, 88hba excludes all liability for the following categories of loss or damage arising from your use of the 88hba platform:

• Loss of profits, revenue, business opportunities, or anticipated savings arising from interruption of service, system downtime, or technical failures on the platform.
• Any losses arising from unauthorised access to your account due to your failure to maintain adequate password security or your disclosure of login credentials to a third party.
• Losses arising from delays in payment processing by third-party mobile financial service providers including bKash, Nagad, Rocket, and Upay that are outside 88hba's control.
• Any indirect, consequential, special, or punitive damages of any kind, regardless of whether 88hba was advised of the possibility of such damages.

10. Privacy and Data Protection

88hba collects, processes, and stores personal data provided by players during registration and in the course of using the platform in accordance with the 88hba Privacy Policy. By registering with 88hba, you consent to the collection and processing of your personal data as described in the Privacy Policy. The Privacy Policy is incorporated by reference into these Terms and Conditions and should be read alongside them.

All data transmitted between your device and the 88hba platform is protected using SSL encryption. 88hba does not sell, rent, or share your personal data with third parties for marketing purposes without your explicit consent. For full details on how your data is collected, stored, used, and protected, please refer to the 88hba Privacy Policy page.

11. Termination and Account Closure

You may close your 88hba account at any time by contacting support through the platform's live chat. Upon closure, any real-money balance remaining in the account (net of any pending bonus wagering requirements) will be returned to the payment method on file, subject to identity verification. Accounts under active investigation for suspected prohibited activity may be placed on hold during the investigation period and will not be eligible for voluntary closure until the investigation is resolved.

88hba reserves the right to terminate or suspend any player account at its sole discretion where it has reasonable grounds to believe that a breach of these Terms and Conditions has occurred or is likely to occur, or where required to do so by any applicable law or regulatory requirement. In the event of termination for breach, 88hba is not obligated to return any balance held in the account.

12. Governing Law and Dispute Resolution

These Terms and Conditions are governed by applicable law. Any dispute, claim, or controversy arising out of or relating to these terms or your use of the 88hba platform should first be submitted to 88hba's internal dispute resolution process by contacting the support team through the platform's live chat. 88hba will endeavour to resolve all disputes raised through this channel within a reasonable timeframe. These terms do not limit any statutory rights you may have under applicable consumer protection legislation.

13. Contact Information

If you have any questions about these Terms and Conditions, wish to raise a complaint, or need assistance with your account, please contact the 88hba support team through the live chat facility available on the platform. For written correspondence, you may also reach the support team by email at [email protected]. Please note that the email address is provided for correspondence purposes only and is not a clickable link. 88hba aims to respond to all written support queries within 24 hours Bangladesh Standard Time (BST, UTC+6).